FHA Title 1 Home Improvement Loan*

• Maximum $25,000 for a single-family Home
• Maximum $60,000 for a multi-family Property ($12,000 per unit)
• No prepayment penalties
• Interest may be tax-deductible*
• No equity required
• Low fixed rates

HLIB Advantage Home Improvement Loan*

• Maximum loan about of $25,000
• Maximum term of 15 years
• Loan proceeds are for eligible home improvement projects only
• Borrower must obtain an FHA Title 1 loan from HLIB in order to qualify for The HLIB Advantage Loan.
• Existing customers are eligible to apply for The HLIB Advantage Loan

If you need more than $25,000 you can use both of these options.

*Subject to credit approval. Some home improvements will not qualify. New residential structures must have been completed and occupied for a minimum of 90 days. Limits vary depending on property type. Terms and conditions apply. Consult with a tax professional.